Media type · Per transfer
Fixed fee
A flat charge per transfer, independent of the amount.
Key facts
| Charged | Per transfer |
|---|---|
| Scales | Not with amount |
| Favours | Larger, fewer transfers |
| Often | Paid by sender |
| Watch | Fee plus margin |
Consolidation maths
If the fee is fixed, two transfers cost twice as much as one. Consolidating saves the difference, provided the recipient can wait.
Frequently asked questions
Can fixed fees be waived?
Some accounts waive them above a threshold or on a subscription plan.
Is a fixed fee better than a percentage?
For large transfers usually yes; for small ones a percentage may be cheaper.