Media type · Funds available
Value date
The date the money becomes available, not when it was sent.
Key facts
| Means | Funds available |
|---|---|
| Differs from | Send date |
| Delayed by | Cut-offs, holidays, checks |
| Matters for | Deadlines |
| Check | Before urgent payments |
Send date is not arrival
A payment sent on Friday afternoon may not value until Tuesday. For rent, tuition or a visa deadline, plan against the value date, not the day you clicked send.
Frequently asked questions
Can I speed it up?
Some providers offer instant or same-day routes for a fee. Check the cut-off.
Do holidays matter?
Yes, in both the sending and receiving countries.