Media type · Euro
SEPA transfer
Euro payments within the Single Euro Payments Area.
Key facts
| Currency | Euro |
|---|---|
| Area | SEPA countries |
| Speed | Next day or faster |
| Fees | Often low |
| Needs | IBAN |
Cheap inside, different outside
SEPA pricing applies to euro payments within the area. A transfer that leaves the euro zone or converts currency is a different product with different costs.
Frequently asked questions
Is SEPA instant available?
In many banks, yes, within limits. Check the cut-off and the fee.
Can I send non-euro through SEPA?
SEPA is a euro scheme. Other currencies use other rails.